Wednesday, September 1, 2010

Bank Exam - A Section - Wise Approach To Clear The Exam Successfully

Bank Exam - A Section - Wise Approach To Clear The Exam Successfully By Subash Kanda
Before you begin to start preparing for the Bank Exam which you are planning to join, you had better wait for a minute and peruse the few lines given hereunder.

You are perhaps aware that the Bank Clerks Examination consists of 4 parts comprising 200 questions which should be answered in 95 minutes. It means that you must answer a question in less than half a minute. Certainly it is not an easy task to do it and do it rightly at the same time. Hence it becomes essential to analyze and understand the format of the question paper.

The first 50 questions constitute the Test of Reasoning, 15 of which are verbal and the remaining 35, non-verbal. In the 1st type, questions are set on: Analogy, Spotting the odd man out, Completing a number series, Coding and decoding of information, Calculating days and dates and lastly Identifying the blood-relationship. The remaining 35 non-verbal questions are based on problem figures to solve which you need quick sense of perception and immediate application.

And then the next 50 questions are on English Language. In this section, you have to locate errors in grammar or usage, answer the questions under the given passage, supply antonyms or synonyms, arrange the jumbled sentences and finally complete the given passage with alternate choices given underneath.

In the Test on Numerical Ability, questions are set on familiar topics like Ratio and Proportion, Time and Work, Time and Distance, Percentages, Interest, Fractions and the like. This again can broadly be divided into two types: the first with 35 question, all based on numerical calculation, comes under the type of simplification, the second, with 15 questions, coming under verbal type deals with more puzzling problems. Here it is thoroughness in the grasp of the subject and quickness in problem solving techniques that is tested. And to this end, not only here, but wherever it is necessary, the coaching offers numerous examples and practice problem.

The last part deals with Clerical Aptitude. The 50 questions coming under this section can be placed into 4 categories. In the first there are 35 addresses, each correct address is followed by 3 incorrect ones (in some detail) and one correct one. Your job is to locate the correct address. The next 15 questions can come in the type of arranging the material. If a series of numbers are given, your immediate job is to visualise them in ascending / descending order; if words are given, to place them in alphabetical order; if some coding system is given, to decode them - words into numbers or numbers into words; if some ungrouped data are given, to classify them under different categories. This indeed is a herculian task and even if you set apart 15 minutes for this section, which could be the maximum time, it would still be impossible to score all correct. And this incidentally brings to the question of time management.

You may devote roughly: 30 minutes to the Test of Reasoning 30 minutes to the Test of Numerical Ability. and 20 minutes to English & 15 minutes to Clerical Aptitude.

It is not only because the first two are scoring topics, but also because high priority and maximum marks are allotted to these two. The ratio of marks is 2: 2: 1 for the Test of Reasoning, Numerical Ability and Clerical Aptitude respectively while no specified marks are set apart for the test of English language. No doubt you have to score a maximum marks in it whereas you have to get 80% in all the other sections, to qualify yourself for another and fifth test on Descriptive type paper where you have to answer 3 out of 4 questions in 45 minutes in your chosen language - English / Hindi / Regional language, of course all questions in the same language. Though the test is intended to assess your language skills, abilities of clear and correct expression, faculties of understanding and analysing problem areas, and offering practical suggestions and solutions, it is enough if you score a minimum pass marks - these marks and your marks in the English test mentioned above in the objective type, are not added to your aggregate marks to arrive at the final ranking. The marks scored in other subjects and your performance in the interview will alone qualify you for the final selection.
It does not mean that you can afford to ignore the language test. There is a prescribed minimum which you should attain, to get the green signal, and for that you need to work hard and practice well. Many site online provide free Bank Exam question papers. Surcoaching.com is one of them where they also provide online coaching for the Bank Exam conducted for various Bank Jobs. At the end of the coaching you will be able to clear the Bank Exam with no hassles. And now you can begin your work with the utmost sincerity and seriousness. Remember that well begun is half done.

Also Practice all previous Bank Exam Question Papers as many times as possible. There are lot of sites available that offer free question papers.

We wish you complete success in the Bank Exam and shall be glad to hear you get your dream Bank Job.
Wish you good luck, Subash Vadamalai Kanda

The author is the webmaster at Suracoaching.com - India's First online coaching for Bank Exams











Jobs in Banking Operations


Jobs in Banking Operations By Balajee Kannan


If you want to work in the Indian banking sector then, it is certainly a good choice as the banking operations are really opening up with a lot of job opportunities for youngsters and the experienced. There are several premium job openings in this sector and can do a lot for your career prospects long time.

The banking operations in India have been at an all time high and can offer several privileged job opportunities in the field of banking. The recruitment process is the based on best practices that is followed internationally for recruiting candidates.

The openings for the posts of clerical staff, probationary officers and management cadre arise regularly. The banking operations jobs in India stress on educational qualifications, along with relevant experience in the field of customer service and banking. There are skilled professionals in the banking and customer service domain that are always required and wanted by the bank. The vast number of jobs and careers that Banking operations jobs in India offers is a testimony of its commitment towards it customers and employees.

The selection process includes the following steps. One has to follow the following methods to qualify finally for a banking job.

o Calling for applications from eligible candidates
o Applying either online or via post
o Receipt of the application
o Dates for the exam and the exam code
o Announcement of the results for the written test
o Interview
o Announcement of successful candidates
o Medical and verification of data including certificates, police records
o Offer letter and joining the bank for a satisfying career.



The banking operations jobs have certain set eligibility criteria which are the candidate should be a Indian citizen, between the age of 18 and 28 for clerical cadre and are at least a graduate from a reputed university or college. Higher education and experience is always given due importance.
Balajee Kannan 
Careers Consultant 










Jobs in Banking Industry vBy Nitin Gurmukhani

There has been tremendous growth of banking sector in India with many job opportunities and large number of job seekers in bank industry. Private and Public banks along with Indian and Foreign banks are recruiting professionals in huge numbers to meet the growing demand. There are opportunities at all levels i.e. entry level, middle level and top level. Some of the major career opportunities and skills are listed below.
Relationship Managers

Candidate with experience of sales and ability to successfully drive multiple sales targets.
Skills -
- Involves meeting with corporate clients in given portfolio on a regular basis for opening new accounts and ensuring smooth relationships.
- Meet Cross sell challenges across product lines.
- Manage key issues and be a front end all consumer bank related queries for the corporate.
Credit Analyst  Chartered Accountant / MBA (Finance) with accountability for the treasury limit setting process for treasury clients, including the consistent application of the banks credit policy and periodic treasury limit reviews of existing treasury clients, with the goal of optimizing the treasury ability to service clients in Foreign Exchange and Structured Products.
Skills -
- Analyse financial information, such as balance sheets, management accounts and cash flow statements for setting up of treasury limits.

- Assess the credit worthiness of client companies.

- Should be in a position to independently analyze the financial markets, market trends, political and economic indicators and advice structured hedging solutions to corporates.

- Write credit proposals for treasury clients in the banks "credit policy" format.

- Apply for treasury limits through the Account Relationship Manager for clients who already have limit facilities with Corporate Banking Department.
Branch Manager
Development of the Banking functional network. Managing the recruitment / induction of professionals and develop potential managers. Provide leadership and management for other teams. Establish and maintain high standards of work quality, as measured by productivity, customer complaints and repeat business.
Skills -
- Should posses 5 - 10 years of experience in banking industry with past record of achievement in motivating others towards ambitious targets and higher levels of performance.

- Strong Leadership qualities and evidence of ability to motivate, coach and mentor others.

- A breadth and diversity of knowledge of the market place.

- Excellent verbal and written communication skills.
Key Accounts Manager
- Good knowledge and experience in capital markets product knowledge.

- Good personality & communication skills.

- Client acquisition, retention and growth.

- Maintain and manage good relations with HNI Clients and their portfolio composition.
Dealer
- Graduate with NCFM certified (Cash and Derivative Module).

- Communicating trading calls and investing ideas to customers.

- Monitoring day to day operations at Branch.

- Maintaining good relations with clients.

- Knowledge of Equities, Derivatives & Commodities Market, Business Development, client servicing and maintaining of existing & acquired accounts.
Other jobs include transit clerks, cashier, client servicing executives, bank tellers, loan officers and other banking related work professionals.
For more news and updates on Bank Jobs, please visit http://www.bankjobsite.com
Article Source: http://EzineArticles.com/?expert=Nitin_Gurmukhani
http://EzineArticles.com/?Jobs-in-Banking-Industry&id=3938206